FIRMA^®

The Fiduciary & Investment Risk Management Association, Inc.

About FIRMA

Keith A. Bujalski, CTA, CPA, CFSA - President

Audit Department

JPMorgan Chase & Co.

New York, NY

Gary E. Pelcak, CFE, CTA, CFSA - Vice President

Central National Bank

Junction City, Kansas

Bridget C. Kovalik, CFIRS - Secretary
Consultant
Medina, OH

Bradley F. Beshea, CRP, CFIRS

SVP, Fiduciary Compliance Officer
Frost National Bank

Houston, TX

Michael Daly, CFIRS, CSOP

Vice President and Manager

Risk Management and Securities Processing Support

Union Bank

San Francisco, California

Jennifer De Vries, CTA

FVP, Director of Risk Management & Operations

MB Financial Bank, NA

Rosemont, Illinois

Bruce K. Goldberg, CTA, CPA

Director

Audit and Enterprise Risk Services / Internal Audit

Deloitte & Touche LLP

New York, NY

Carol Goulding
Group Vice President
M&T Securities
Buffalo, New York

Jeffrey S. Kropschot, CTCP, IACCP

Chief Compliance Officer

Edward Jones Trust Company

St. Louis, MO

Larry Musher

Managing Director

Fiduciary Services Consulting Group, Inc.
Baltimore, MD

Anthony Palma, CFSA

Vice President
Morgan Stanley
New York, NY